LP Investments
Dr. V Prabhu | ARN-328388 | 📞 8870728941

🩺 Retirement Blueprint for Doctors

Your comprehensive roadmap to financial independence, designed specifically for medical professionals

Created by

Dr. V Prabhu

AMFI Registered Mutual Fund Distributor | ARN-328388

📞 8870728941

LP Investments – Helping you work for passion, not just money.

Download Your Blueprint

Get instant access to your comprehensive retirement planning guide with actionable strategies and calculation templates.

🌟 Introduction

As a doctor, you dedicate your life to healing others. But in the process, your own financial health often takes a back seat. A well-planned retirement ensures that you can continue living a happy, peaceful, and productive life — without worrying about money.

This blueprint will serve as your roadmap to financial independence.

📊 Asset Allocation Strategy

Your retirement wealth is built on diversification:

Equity50–60%
Debt20–30%
Alternatives10–15%
Emergency Fund6–12 months
🔄 Asset Reallocation Strategy

Many doctors lock wealth into real estate properties that generate poor returns (2–3% rental yield), while financial assets can deliver 8–12% CAGR over the long term.

Example with ₹1 Crore Asset:

Real Estate (3% yield):

₹3 Lakhs/year

Financial Portfolio (10% CAGR):

₹16.7 Lakhs/year (after 15 years)

📌 Corpus Calculation Example

For ₹1 Lakh monthly expenses after 15 years:

Inflation-adjusted requirement:₹2.4 Lakhs/month
Required corpus (4% rule):₹7.25 Crores
Monthly SIP needed (12% CAGR):₹50,000
✅ Your Retirement Peace Formula

Retirement is not the end of work — it's freedom to do what you love without financial pressure.

The Formula:

Save → Invest → Review → Reallocate → Repeat

"With proper planning, you don't retire from life — you retire into life."

Ready to Start Your Journey?

Get personalized guidance from Dr. V Prabhu to implement these strategies for your unique situation.